Over 30 Years of Genuine Heart, Expertise, and Building Family at MVP Financial

Millie's Journey: 30 Years of Genuine Heart, Expertise, and Building Family at MVP Financial

Meet Millie, the heart and soul behind MVP Financial and Business Services.

With an impressive 30 years of experience under her belt, she's not just your regular business owner and lead accountant - she's a cornerstone of the community. Her journey began humbly in Redlands in 1990, doing just 8 tax returns. Fast forward to 2022, and that number skyrocketed to 267! What's her secret sauce? She's never advertised. Her reputation as the primary expert for everything from taxes to financial planning has spread purely through word of mouth.

But her credentials don't just stop at tax returns, Millie is a Certified Tax Preparer and holds a Bachelor's Degree in Business Management with a focus on Health Care Administration, and a Master's Degree in Public Administration. . . .

Call MillieLlame a Millie

Milagros (Millie) Vega-Penalva, M.P.A.

With over 30 years of experience, she’s grown from preparing just eight tax returns in 1990 to over 600 in 2025 through reputation alone. A Certified Tax Preparer with a Bachelor’s in Business Management and a Master’s in Public Administration, her career includes work with Dignity Health, RCI, and El Torito/Acapulco Restaurants.

At MVP, every client is treated as the Most Valuable Person. Millie believes clients become family, offering services in accounting, budgeting, estate planning, and resume building with care and integrity.

Her philosophy is simple: true success is helping others succeed. At MVP Financial & Business Services, you’re not just a client, you’re family.

OUR TEAM IS GROWING!

Leida Aycott, Associate Accountant

MVP Financial & Business Services is proud to introduce Leida Aycott, Associate Accountant and Millie’s sister. With a sharp eye for detail and a steady hand in financial management, Leida keeps daily operations running smoothly through precise account monitoring, reconciliations, and project support.

Her leadership, reliability, and care strengthen the foundation of MVP and reflect the family values at the heart of everything we do. As Millie’s trusted right hand, Leida brings both professionalism and heart to every client relationship, ensuring each person feels seen, supported, and valued.

As our team continues to grow, MVP is expanding not only in staff but through meaningful collaborations that share our vision for excellence and service. Together, we’re building stronger partnerships and creating even greater value for the clients and communities we serve.

Carlos & Elizabeth Samaniego – Your IRS & State Tax Problem Team

When clients come to me with IRS levies, wage garnishments, unfiled returns, or California FTB problems, I refer them to the best: Carlos and Elizabeth Samaniego of Tax Debt Consultants.

Carlos Samaniego, EA, is an Enrolled Agent licensed by the U.S. Treasury with federal authority to represent taxpayers nationwide. A former Army medic and EMT, he brings crisis-trained calm to tax emergencies—specializing in Offers in Compromise, payment plans, penalty abatements, and complex negotiations.

Elizabeth Samaniego, CTEC, co-founded Tax Debt Consultants and serves as Chief Operations Officer. She ensures every referred client receives personal care, clear communication, and compassionate support throughout the resolution process.

Together, they've helped hundreds of families resolve tax debt and rebuild their financial lives.

Family at the Heart of MVP

Sisters and partners in purpose, Millie and Leida bring both family values and financial expertise to MVP Financial & Business Services. Their teamwork, trust, and shared dedication ensure every client feels supported, understood, and cared for like family. Together, they handle everything from daily accounting to long-term planning with precision and heart. Their connection strengthens the foundation of MVP, reminding clients that integrity and compassion are at the core of every service they provide.